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More stimulus check talk!

As Americans continue to wait on financial assistance during the pandemic, stimulus check talk is still ongoing. It may be light at the end of the tunnel.

More talks could be on the verge of restarting, which may mean another stimulus check for millions of Americans. But when you could receive it will depend on what happens in Washington between now and Jan. 20.

A second stimulus check has yet to be approved in Washington, so we don’t yet know when the IRS will be able to start issuing payments. Ahead of his inauguration, President-elect Joe Biden has his own stimulus plan that includes funding for stimulus aid, but new legislation still must pass in Congress. 

Once approved, the federal agency will send payments of up to $1,200 to qualifying people whom the IRS considers adults over the course of weeks or even months. This will likely start with people who set up direct deposit, then proceed to paper checks and then through EIP debit cards — and here’s who probably won’t qualify for another round of stimulus money.

Below, we’ve sketched some possible timelines that could be used once more stimulus aid is funded — we’ve also created a stimulus calculator for specific estimates. If the IRS owes you a full or partial check, you must file a claim by Nov. 21.


Scenario 1Scenario 2Scenario 3Scenario 4
House passes final billDec. 11Feb. 1Mar. 1Apr. 5
Senate passes final billDec. 12Feb. 2Mar. 2Apr. 6
President signsDec. 13Feb. 3Mar. 3Apr. 7
First direct deposits issuedWeek of Dec. 28Week of Feb. 8Week of Mar. 8Week of Apr. 12
First paper checks sentWeek of Jan. 11Week of Feb. 16 (Feb. 15 is President’s Day)Week of Mar. 15Week of Apr. 19
First EIP cards sentWeek of Feb. 8Week of Mar. 15Week of Apr. 12Week of May 10

More updates to follow as this scenario changes daily.

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